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A year’s free protection as your family grows

It's important to protect your loved ones in case the unexpected happens. Our Post Office Free Parent Life Cover can help you get started for free.

Post Office Free Parent Life Cover is provided by The Royal London Mutual Insurance Society Ltd.

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Free Parent Life Cover is currently unavailable to new applications.
Existing Free Parent Life Cover policies are unaffected.

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Is Free Parent Life Cover right for you?

Children under 4 years old 

Free cover for a year if you have children aged under four years old. 

£15,000 worth of cover

A cash sum is paid to your loved ones if you die in that time.

Cover for all your children

Each policy will provide each parent with £15,000 of cover per child, for up to eight children.

Quick and easy to apply

You can get covered immediately online or by phone.

Compare our life cover products

Free Parent Life Cover

  • Free cover up to £15,000 for one year
  • Parents can apply for separate policies for each child under 4 years old
  • Can help as you consider what further protection your loved ones need now or in the future

Life cover options from Post Office

  • We offer a choice of life cover from a brand you can trust
  • Our life cover options can help you cover your family, mortgage or lifestyle

Already a customer?

Get help with an existing Post Office Life Insurance policy, or find out how to make a claim.

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    Best Online Life Insurance Provider

    Post Office Money was judged by a panel of readers on the quality of service provided

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For more information

Call us on

0330 123 3919
We are available; 8am-7pm Mon-Fri 9am-5pm Sat Closed on Sundays

Things you need to know

  • No payment or bank details required from you when you apply
  • Post Office Free Parent Life Cover is provided by The Royal London Mutual Insurance Society Limited.
  • You can apply for Post Office Free Parent Life Cover if you are aged 18 to 66, you are a UK resident and named on the child's birth certificate, adoption certificate, final residence order or special guardianship order.
  • You cannot apply if you have had a positive diagnosis of HIV infection nor, within the last 12 months, received medical treatment for cancer (including leukaemia and lymphoma).
  • The policy will not pay out if you commit suicide, or die as the result of attempted suicide, a self-inflicted injury, an HIV-related illness, or your death is linked to being under the influence (temporarily or otherwise) of drugs or alcohol.
  • Cover will expire after 12 months.
  • You can apply once for each child you have so if you’ve already made a previous application for the same child for Post Office Free Parent Life Cover you cannot reapply.
  • Each child must be under 4 years old.
  • You will need to answer 3 survey questions on safeguarding your family’s future during the application process to get Post Office Free Parent Life Cover.
  • We recommend reading all details, including our Key Information Pack before taking out any kind of insurance to make sure it's right for you. Get some financial advice if you're unsure. Get unbiased help contacting professionals such as IFAs and solicitors.